Stop Losing Money to Poor Record Keeping.
Know your profit today
Bring structural visibility to your business. FiCore is the lightweight, offline-first digital wallet built for African entrepreneurs to track cash flow, build defensible financial identities, and unlock access to capital, no accounting degree required.
Live!
iOS In Development
Most business owners can't see this number.
+₦45,000.00
↗ 23% vs yesterdayTailored for Africa's Most Vibrant Industries
Whatever your business, FiCore provides the structural power to scale.
Retailers & Provision Stores
Keep pace with checkout counter sales using lightning-fast Voice Logging. Record a sale in 3 seconds without typing.
- Real-time inventory alerts
- Daily sales reconciliation
Service Providers & Artisans
Manage client deposits and never forget a balance. Use Automated WhatsApp Reminders to collect payments faster.
- Deposit & Milestone tracking
- Professional PDF invoices
Growing Companies & Cooperatives
Built for formalization. Generate 2025/2026 Tax Act-compliant exports to build creditworthiness for bank loans.
- Verified financial identities
- Multi-user audit logs
The Hidden Cost of Poor Financial Management
Most Nigerian entrepreneurs lose 20-40% of potential profits due to these common mistakes:
No Real-Time Profit Visibility
You think you're making money, but expenses eat into profits. Without daily P&L tracking, you're flying blind.
Time Wasted on Manual Records
Spending 2-3 hours daily on Excel sheets and multiple apps instead of growing your business.
Tax Compliance Nightmares
Tax penalties, missed deductions, and expensive accountant fees because your records are incomplete.
FiCore Solves All This
Why Successful Nigerian Entrepreneurs Choose FiCore
We replaced 3 expensive apps with 1 intelligent solution that actually increases your profits.
Smart Bookkeeping (DIICE)
Replaces: Others (₦300k/year)
Know your exact profit every day. Track debtors automatically. Generate tax-compliant reports in seconds.
Wholesale VTU & QuickPay
Replaces: VTU Apps + High Fees
Buy data at wholesale prices. Every purchase auto-records in your books. Save 15-20% on all VTU.
Smart Liquidity Wallet
Replaces: Budgeting Apps + Cash Management
Always know your available cash. Secured funding. Smart spending alerts.
Business Growth & Formalization
Replaces: Expensive Accountants + Manual Compliance (₦200k-500k/year)
Access credit, attract investors, and stay compliant. FiCore's verified records open doors to grants, loans, and business opportunities.
What Nigerian Entrepreneurs Say
"FiCore Africa is truly one of the best financial apps I've come across. I used to feel guilty about my spending and avoid my budgets. FiCore has been an incredible intervention, providing the proper monitoring I needed to take control of my finances."
Business Owner
"The expense tracking in FiCore is simple. With the in-built categories, I easily see exactly where my money goes for transport, food, and data. It's a game-changer for managing my daily expenses!"
Entrepreneur
"Navigating Nigerian taxes used to be a headache, especially separating personal from business finances. FiCore Africa's solid separation mechanisms have been a lifesaver! Now I can confidently manage my business income and enjoy tax exemptions without confusion."
Entrepreneur
"I was struggling with editing transactions, but the core functionality of FiCore was so promising. I told Kalshingin I'd happily pay if it worked perfectly, and he listened! The team quickly fixed the issues, and now it's a service I truly value. It's clear they care about making it work for us."
Finance Professional
Simple, Transparent Pricing
No hidden fees. No per-transaction charges. One price, unlimited growth.
Everything Included
Frequently Asked Questions
Everything you need to know about FiCore
- Mobile-Native: Designed for smartphones, not desktop computers
- Voice Logging: Record transactions by speaking
- Integrated VTU: Buy airtime/data directly from your accounting app
- Nigerian Tax Compliance: 2025 Tax Act built-in, not generic international tax
- Affordable: ₦60,000/year vs Others ₦600,000+/year
- Offline-Capable: Works without internet
- Encryption: All data encrypted in transit and at rest
- Compliance: Follows established guidelines for financial data protection
How to Get FC:
- Sign-up bonus: 5 FC free
- Daily streaks: 5-15 FC rewards
- Purchase packages: 5 FC (₦100) to 200 FC (₦5,000)
- Tax education: Up to 10 FC total
FC Costs:
- Income/Expense entry: 1 FC (after 20 free)
- Debtors/Creditors: 2 FC each
- Inventory tracking: 3 FC
- PDF reports: 3 FC
- Asset management: 3 FC
- Offline Recording: Add income, expenses, and inventory without internet
- Auto-Sync: When internet returns, everything syncs automatically
- Voice Logging: Works using your phone's speaker/mouthpiece
- Reports: Generate PDF reports from locally saved data
Read the full low-connectivity bookkeeping guide for Nigerian businesses
- Android: Available now on Google Play Store
- iOS: In development - expected soon
- Web Access: Limited access via browser, download app for full features
- Multiple Devices: Same account works on multiple Android devices
- Data Sync: All devices stay synchronized automatically
- Tax Compliance: Updated with latest regulations
- Personal Income Tax: Automatic PIT calculations
- Asset Depreciation: Straight-line and reducing balance methods
- ₦250M Threshold: Monitors zero-tax qualification automatically
- Tax Reports: Generate compliant reports instantly
- Deduction Tracking: Captures all allowable business expenses
Free Users:
- Email support (24-48 hours)
- FAQ and help documentation
- Community forum access
- Video tutorials
Premium Users:
- Priority email support (4-8 hours)
- WhatsApp support during business hours
- Phone support (scheduled calls)
- One-on-one setup assistance
- Cancel Anytime: No long-term contracts or cancellation fees
- 30-Day Money-Back: Full refund if not satisfied within 30 days
- Data Export: Download all your data before canceling
- Downgrade Option: Switch to free plan instead of canceling
Ready to See Your Real Profit?
Stop guessing your money and find the leaks before today ends.
Download FiCore Mobile App
Get started in under 5 minutes